EU referendum Brexit Great Britain British

The untold TRUTHS about the #Brexit Referendum

So, you might not have noticed there’s this whole EU Referendum thing going on!

Yeah, I know.  There’s been nothing in the newspapers about it.  Or in the News bulletins; like every bulletin, on every channel, every half hour…..

Just when you thought World Politics was all about Syria and the American Presidential race, somebody puts a coin in the Referendum machine and presses the big Media Frenzy button.  Suddenly every Politician feels compelled to push himself forward for interview.  And every bastion of our twenty-first century life, from Facebook to a quiet lunch-hour at the pub, is subject to strongly held (though usually ill-informed) opinions.

In contrast to this, it is the responsibility of every Third Millennium Man to keep himself well-informed when it comes to matters of this nature.  This is not like the British General Election – you know the deal, where the population think they are voting for a Prime Minister when they’re voting for a local MP, and it doesn’t matter in the slightest who is in charge as unelected bureaucrats decide everything anyway.  This Referendum is a big deal and will affect generations to come.  We the British public have got just one chance at this, so we’d better get it right.

So face front and pay attention.  We are going to filter out as much of the noise as we can, just for you, so you the Third Millennium Man can consciously make an informed choice.

UK EU referendum 2016

The lies – and the truth – about the EU Referendum.

Let’s look at some of the – ahem – facts and see if there’s any sense behind them at all.

We rely on Europe as our biggest trading partner.

There is a degree of truth to this.  First of all, Europe is BIG.  Europe is many countries, and we are one.  So it isn’t much of a stretch to suppose that the European market and European commerce is pretty important to us.  That Italian wine and Greek olives you enjoy, the German car you drive, and the French-owned electricity you’re burning while reading this, are evidence of the trade we have with Europe.  However, we buy a lot more from Europe than we sell.  And the European producers of goods which we can’t get enough of are still going to be pushing for trade deals, just like our Politicians and business leaders ought to be.  That new motor you promised yourself will still be available, and the cheese selection at the Deli Counter will be just the same after the Referendum.  Market forces, not policies, will be provide the way forward.

It should also be pointed out that the UK leads the way in specialisms such as Technology and Financial Services.  And other countries will continue to acquire these from the UK, simply because they aren’t available anywhere else, or are nowhere near as good.

EU referendum UK brexit

We rely on solidarity with Europe for our defence.

Actually, our defence abilities are more to do with NATO, the United Nations and working with the United States than with Europe.  Although the European Union has its roots in what you could loosely term ‘defence’ after World War II ended (the original brief was to prevent another war in Europe, following 1914-1918 and 1939-1945), it is more to do with laws, economics and centralisation than defence.

There was a time when it was suggested that the United Kingdom surrenders its seat at NATO in favour of Europe whenever it has a view to share.  We have been unable to ascertain if this is no longer the case, or if it’s just being kept quiet until after the Referendum.  There seems to be no convincing proof either way.

What we ought to be concerned with is the European Defence Agency.  Although it’s been running since 2004, the small print of the 2009 Lisbon Treaty suggests that the UK’s armed forces will come under European control in the near future.  Maybe that’s what the Better In campaign are inferring when they refer to better ‘defence solidarity’ in the future.

Europe is united in its ambitions; the UK will miss out if we leave.

Actually, Europe is split in several ways.

First, there is a North / South divide, where the Northern countries remain far more affluent than the South.  Think back over the last few years; much of the Mediterranean countries have required bailouts or have come close to that position.  Greece is of course the one we all think of, but Italy, Cyprus, Malta, Portugal and Spain have all had their share of similar headlines.  Indeed, Cyprus imposed capital controls (citizens were restricted to withdrawing a maximum of €100 per day of their own money from their bank accounts) and Spain and Italy have not done too well either.  Compare that to northern countries such as Germany, Sweden and Denmark which are affluent enough to attract vast hordes of freeloaders from beyond Europe, who weren’t interested in staying in the southern countries they passed through on their journey.

The international resentment between European nations that has existed for centuries is still prevalent.  World War II is still a living memory for some, the Basque and Catalan regions in Spain continue their struggles and the Balkans conflict in the former Yugoslavia remains an open wound for millions of people.

Secondly, there are four European countries who have announced plans for their own Exit Referendums, with whispers of more to come (sadly due to a UK press blackout we cannot tell you who they are.  The powers-that-be don’t want this kind of info becoming common knowledge).

Thirdly, there is a lot of inter-EU resentment between neighbouring countries over the Migrant Crisis.  Some countries feel that others are being less than helpful, and the burden ought to be distributed more fairly.  Some countries (the ones without excessive migrants, funnily enough) argue that the problem is a national one that need not concern the whole EU.  Some countries are witnessing an exponential rise in racism, sexually-motivated crimes, demonstrations, protests and riots.  Not exactly a unity of ambition.

Add all three together, and you’re left with a rising sense of Nationalism and a political move to the right, all across Europe.  And long term, we at Third Millennium Man think that European nations aren’t done with waging war on one another just yet…..


Great Britain referendum to leave or remain in the EU Referendum Brexit
That bit above the ‘E’ might need to be changed.


Europe is prosperous.  The UK needs to be a part of that prosperity.

Europe is expensive club to be in.  The UK is the third biggest donor to the EU, behind Germany and slightly less than France.  Those three contributions make up around 90% of the EU’s budget, so if the EU really is prosperous, it’s being prosperous with our money.

Yes the UK gets some of that money back in rebates.  The EU decides where the money goes though – the UK Government doesn’t get that much of a say, though it’s welcome to lobby the EU Parliament like any other organisation.

Away from the EU; is Europe ‘prosperous’?  Not really – perhaps ‘teetering on the brink of bankruptcy’ might be a more fitting description.  Many European Governments are crippled with rising debts (hence their reluctance to see the UK leave the EU), and the European Central Bank which bails them out is practically insolvent.  To this end, money deposited in the ECB currently attracts MINUS levels of interest.  For every €10,000 you have in that bank, YOU PAY THEM €40 just to have it there.

Yeah, we know what you’re thinking – Europeans would be better off withdrawing all their money and stuffing the whole lot under their mattresses!  Well, the European Authorities are already one step ahead on that one, and are taking measures to prevent such a run on the banks from happening.  If everyone was to withdraw all their money from their bank, the banks would collapse – they just don’t have the cash available.  It’s all been loaned out to other banks and insolvent governments.

(If you’re interested, here’s a Wikipedia article concerning the European debt crisis, including a list of countries which have received bailouts.)

Remember the financial crisis in Cyprus?  Capital controls were introduced so nobody could withdraw more than €100 of their own money per day (including businesses).  Meanwhile the €500 note is being withdrawn from circulation, which would make sleeping on your money-mattress a tad uncomfortable and the storage of cash inconvenient.  And in France, it is illegal to conduct a cash transaction over €1000 (in Italy the bar has been set at €1000 for around five years; Spain has a limit of €2500).  Remember that €1001 can be two notes and one coin.  If you want to buy that antique you saw in Paris – or your mate’s second-hand 2CV and you give them over €1000 in cash, you’ll be breaking the law.

All this is being done under the auspices of ‘security’ because terrorists and master criminals always carry bank notes in SWAG bags, presumable while wearing stripy jumpers and masks (they don’t – they use devices such as Bitcoin, or commodities such as weapons or drugs).

You, our reader, are certainly smart enough to decide for yourself if you think the UK can gain from being involved in this.  Or, if you think this is the kind of ‘prosperity’ we don’t need and we’d be far better off well away from it.


The UK's EU referendum is on its way

Leaving the EU will destroy the UK Economy for years, maybe even decades.

As an aside; when that is the headline, you just know that a Conservative Government is running both sides of the debate.  To them, everything is all about money.  But that’s a whole other topic.

The fact is, NOBODY can predict the future.  They don’t really know exactly what is going to happen when the UK leaves the EU, because nobody’s ever left the EU before.  All they have are estimates, guesses, wild guesses, and shot-in-the-dark headline-grabbers.

We at Third Millennium Man have an opinion on this matter.  These stories, statements, and propaganda are being spread by Politicians.  The same Politicians who will want us to re-elect them in 2020.  In the same way that the promises made to the Scots following their Independence Referendum seemed to evaporate within days, we strongly suspect that the visceral threats of imminent national bankruptcy, isolation, World War Three, increased terrorist attacks and horrible weather (probably) made by both sides will also be forgotten about some time around the 24th of June 2016.

Without all the ‘scaremongering’ there would be no debate.  Because nobody actually knows what’s going to happen, you have nothing to live up to if your side wins.  And if you make a load of headline-grabbing noise about what will happen if people vote in the Referendum for the other guy, it saves the politicians the irksome bother of making any promises which they might be pressed to keep.

(By the way, we absolutely loathe that word.  If we ever hear the word scaremongering again after the Referendum, it’ll be too soon.)

But what about the UK Economy?  Is the threat to our national finances – and by extension, the NHS, our schools, and all the rest of the stuff we pay for – a tangible one?

We have our doubts.  And as we said, nobody, not even the top analysts, know for certain.  But the idea that European countries will no longer want to trade with us if we’re not part of the EU Club doesn’t cut any ice in the Third Millennium Man office.  As we discussed earlier, Market forces will put paid to that myth; the Germans are still going to want to sell us cars, the Spanish will want to sell us perishable goods, the French will still own our electricity, and different parts of the whole continent will still welcome us for two smashing weeks in the month of August.

Are you IN?  Or OUT?

This is where it gets interesting.  To round off this piece, let’s look at the truth, and the perceived truth behind this powerful question.  Think about this – everybody is arguing, stating an opinion, or utterly flummoxed over a question which hasn’t actually been asked yet!

Nobody has defined the terms of this Referendum.  Just what exactly is IN?  And what does OUT mean?

Does ‘IN’ mean that we’d be voting for things to remain exactly as they are?  Or are we voting for a ‘closer integration’ (some might call it complete surrender) with Europe?  To what degree does ‘OUT’ mean leaving the EU?  Is it a process that will take weeks?  Decades?

We don’t know.  Third Millennium Man believes that we’re not going to be told.  And certainly not until the last minute.

In the course of researching this article, Third Millennium Man asked a handful of British MPs to define terms.

We’re still waiting for our first response.


EU referendum lies truth Great Britain British Brexit
Those flags are waving – are they waving Goodbye?

What AREN’T we being told?







Of course there’s a lot more happening than this, right across Europe.  It’s just disappointing that our national media is being manipulated in such a way that we don’t get to hear these things.  Just in case it influences our decisions – at a time when many British people who don’t know which way to vote are crying out for facts.


Our opinion….

Rather then make any attempt to persuade you to vote one way or the other, we at Third Millennium Man would just like to remind you how things are supposed to work.

The people get ready to elect a Government.  We elect a local representative who we think is the right choice for us and the needs of our local area.  This Public Servant, paid out of the public purse, is then supposed to act with the interests of the people, his constituents, at heart.  If he (or she) is any good, we re-elect them to represent us again next time.  If not, we elect somebody else.  A fair summary?

It stands to reason then that the elected Government should listen to what the people are saying.  If the people voting in the Referendum want to remain in Europe, then the Government have a responsibility to the people to do the very best that they can.  If the people decide to leave Europe however, the Government’s job is to facilitate that.  It is not the job of Government to tell the people what they want.  People are not idiots, they can decide for themselves based on the facts.  Therefore a Government that is selective with the facts, a Government who spends millions of pounds of Taxpayer money in an attempt to persuade by fair means and foul to comply, a Government whose priority is their own covert agenda which is at odds with the interests of the people, is skating on some pretty thin ice.

We have got ourselves into a situation where we complain about the things our Government makes us do (and the things which our Government will no longer allow us to do).  It is the sincerest wish of all at Third Millennium Man that this Referendum ushers in a new era of personal power; where we the people decide what we want and our Government obeys.  Once, the ‘Authorities’ were ‘Public Servants’; we hope this referendum reminds them of that.

UK's EU referendum membership #Brexit
Yes, it has been exhausting. Lie down and catch your breath…


We hope that this article has been informative and useful!  If you’ve got anything to add, please feel free to use the Comments Box below.  Spam messages will be deleted.  And please play nicely with each other…




tax havens third millennium man

That whole ‘Tax Havens’ thing – an objective commentary

Just at the time when the UK Government urgently needs something to divert the public eye away from the #Brexit calamity, something bigger conveniently pops up.  Although it’s never been made clear who was behind the ‘Panama Papers’ leak (was an employee of Mossack Fonseca unjustly wronged, and this leak is his or her revenge?) the fact remains that this powerful political tsunami is going to sweep into the land of the wealthy and powerful, destroying everything in its path.  We at Third Millennium Man have discussed very little else just lately; here’s our take on “that whole Tax Havens thing“.

Mum’s nowhere near Iceland.

First of all, there’s the predicament of the Icelandic Prime Minister.  Remember the start of the economic downturn, when so many British local authorities and companies had money stashed in Icelandic banks, earning far higher rates of interest over and above what UK banks were paying – only to lose vast chunks of it, or all of it in some cases, when the Icelandic banks went belly-up?  Although there was officially a news blackout (though there was nothing about that at the time in the newspapers…) it was reported through Internet channels that the fair people of Iceland kicked off big time, almost on the verge of civil war.  Bankers were imprisoned, and the Icelandic authorities just about survived intact.

Due to the news blackout the UK failed to follow suit, which is why the financial crisis in Iceland was over and done with and back into prosperity within nine months; in the UK, we’re still feeling the pinch, the Bankers are still earning million-pound bonuses, and the people haven’t reacted angrily other than the odd Facebook post or a strongly-worded letter to the paper.  The UK Government (and the mayor of London) spent money on riot precautions such as Water Cannon, but nothing ever materialised.  The people never rose up, the riots never came, so the austerity measures have been allowed to gradually increase.

back in Iceland though, it transpires that at the time of the economic upheaval, Prime Minister Sigmundur Gunnlaugsson had millions stashed away offshore, in a company joint-owned by his wife.  That’s proved to be enough to instantly push the Icelandic people over the edge, and those people know how to protest.  Mr Gunnlaugsson has resigned (in less than 24 hours after the leak) but now claims that the company is now owned outright by Mrs Gunnlaugsson, who hasn’t made an appearance in the media yet; she’s enjoying her fortune down in the Caribbean, we hope.  In any event, the Icelandic Prime Minister is the first political casualty – perhaps he’s on his way to a sun lounger next to his wife as I write this.

Will there be other casualties?

Well, there are a lot of questions being made of the British Prime Minister David Cameron in relation to his late father, Ian Cameron.  The Prime Minister says he “does not gain from offshore funds” ignoring the fact (which is obvious to everybody else) that Dad paid for little David’s education at Eton, a roof over the family’s head, and all the rest of it.

No doubt David’s inherited something too.  Unless dear old Ian had his loot changed into Traveller’s Cheques and took it all with him.  If he has inherited anything substantial, where is it?  You’re probably thinking what we’re thinking…

There are also rumblings about Dave’s stepfather-in-law, who has delicate tax matters of his own to contend with.  We’re clearly all in this together.

Mr Cameron has made it clear that his father’s offshore arrangements with Tax havens “are a private matter”.  We however see this as payback for the awful way the comedian Jimmy Carr was treated over his tax affairs.  You reap what you sow, Dave.  You and Jimmy Carr, you’re both in this together.

It’s interesting to note that there’s currently far more about the Icelandic Prime Minister in the British press right now, than there is about the British Prime Minister.  Strange, that….


tax havens third millennium nan
This offshore bank has branches everywhere.

So what is so wrong with Tax Havens?

Nothing, if you are stinking rich and you’d like to stay that way.  Plenty, if you’re a greedy, money-wasting Government teetering on the brink of bankruptcy, like in the USA, Britain, and most of Europe.

We have socialists such as Labour’s Jeremy Corbyn.  he says that Tax Havens in British oversea territories should face direct rule if they don’t comply with UK Tax Law.  He also says that the UK Treasury loses up to £7.2Bn a year, to tax avoidance and tax evasion.

This is the bit that Third Millennium Man takes an exception to.

First, there’s that figure.  Seven billion, two hundred million pounds, each year.  Does that sound a bit like a made-up number to you?  The fact is, nobody actually knows.  It’s a made-up figure, but it sounds about right and it’s doing its job.

Secondly, there’s the money itself.  Remind me, whose money is it?  It is money earned (or maybe given to) some lucky individuals.  The thing is, it’s their money, and they’d like to keep it. It’s not £7.2Bn that’s been robbed from UK Government coffers, it’s £7.2Bn that the UK Government would really like to get their hands on.

So the socialist press can pretend it’s theft as much as they like; they can paint a woeful picture of greedy fatcats stealing money out of the NHS safe, or hanging up a CLOSED FOR BUSINESS sign in a school so they can gleefully run off to Panama with a wheelbarrow full of cash.

These wealthy individuals know that it’s their money.  And be honest, if you were in their position, you’d want to keep as much of your own cash as you possibly could too.

(While we’re on the subject – why do politicians only ever speak of “schools and hospitals” when they talk about money?  And not the billion-pound refurbishment of Westminster, or the £22Bn loss when RBS is sold to Tory backers at a discounted price?  Or the two payrises MPs have received this financial year, totaling over 11%?  Or the MPs who have become millionaires since taking office?  Or their expenses – take a look at what your local MP claims for….)

It’s perfectly possible to obtain dual-citizenship nowadays.  We know Field Service Engineers and Sales Executives who have two passports so they can work in Israel and the USA, and then Saudi Arabia and Iran (yes, we know that passports and citizenship are two different things, but the point is that anyone with the means and the patience can do it).

So if you are a citizen of two countries, where do you pay your taxes?  I’d choose the country that’s the most advantageous – which in this particular instance, means the one where I’d pay the lower taxes.

Punish the millionaires Mr Corbyn, and they will disappear.  And probably take their businesses, jobs and UK investments with them.

Tax Avoidance – v – Tax Evasion.

The current fashion is to demonise wealthy people, by blurring the distinction between these two notions.

Tax Evasion is deliberately NOT paying Tax.  People do go to prison for it, and they go for very long periods of time.  Break the law and face the consequences.

Tax Avoidance however, is LEGAL (though journalists seem to enjoy calling it ‘unethical’ and ‘immoral’!  I thought highly biased reporting was immoral and unethical, myself….)

We’ve all done it in some way; anybody that’s invested money in a tax-free ISA is, by their definition, immoral and unethical.  Anyone that’s deposited small, regular amounts into their kid’s Child Trust Fund deserves to be named and shamed as a tax-dodger.  If you’ve ever bought Duty Free booze at the airport, then hang your head in shame.  A professional gambler of our acquaintance keeps accurate records in order to minimise his tax burden, as his winnings are tax-free.  What a scumbag.


money business idea million pounds third millennium man

“Any one may so arrange his affairs that his taxes shall be as low as possible; he is not bound to choose that pattern which will best pay the Treasury; there is not even a patriotic duty to increase one’s taxes.”

Judge Learned Hand, Helvering v. Gregory, 69 F.2d 809, 810-11 (2d Cir. 1934).


There is NO OBLIGATION – legal, moral, ethical or otherwise – to pay as much Tax as you possibly can.

If you take nothing else away from reading this article, then please re-read that sentence and absorb it.  Bear it in mind the next time you watch or listen to the News, and you’ll see just how deceptive these biased reports are.


tax havens overseas bank third millennium man
Just because. That’s why.

The other benefits of Tax Havens.

Okay, there’s one obvious one.  If you have billions – okay then, maybe just millions – salted away in one of those Tax Havens that’s also a beautiful and exotic holiday destination, then so much the better.  You can go and visit your money once or twice a year.  And, if things get a little too uncomfortable at home (as it will surely do for some over the coming weeks and months) then you can always stay there permanently.  You’ve got enough there to keep you in island luxury for the rest of your days.

The other main benefit?  Money held in a Bank Account in another country is a pretty good Get Out Of Jail Free card.

When the banks of Iceland went belly-up, Sigmundur Gunnlaugsson wasn’t too worried.  As Prime Minister, he knew it was on the cards, and made sure his assets were where the Icelandic authorities couldn’t touch them.  And until just a short time ago, he was still getting away with it.

When the banks of Cyrus imposed Capital Controls, such as being able to withdraw a maximum of €60 per day (in a country that uses cash a lot more than it uses debit cards) it only affected people with Cypriot Bank Accounts.  Tourists with German Bank Accounts were able to withdraw as much as they needed, up to the normal €500 limit.

Much has been made of Economic Migrants traveling across Europe in search of a land of milk and honey, and free houses and benefits.  Nothing at all has been made of the guys who flew over First Class, welcomed into Europe as they already have money and property there.  If war broke out in the country you currently live in, think how much easier it would be to start a new life abroad if you already held assets there.

Seen the film Gone With The Wind?  Rhett Butler, anticipating the Civil War, had already taken his assets overseas.  Which is why he makes only the occasional appearance throughout the three-hour film, and speaks frequently of his trips to London and Paris.  Neither side in the civil war could seize his assets, unlike so many poor victims of that terrible time.  Bet you didn’t already know that.

We hear a lot of stories and anecdotal evidence of Investors and Moneymen who believe that the finances of the country they live in are about to take a turn for the worst.  American debt (well over $19Tn by their own figures) is unsustainable, and the economies of the UK and mainland Europe are not far behind (which probably explains why all this fuss over Tax Havens and revenues is being made in the first place).

Your money in a UK Bank is only protected up to £75,000 per account holder, per institution.  That sounds like a lot, but not if you run a cash-rich business or if you’ve just sold property and you’re waiting for the conveyancing to finish so you can reinvest.  If the Banks invoke Capital Controls at an awkward time, then you’re up the proverbial creek without a paddle.

It is far better to keep your assets beyond the reach of those who might seek to steal them.  Keep your biscuit tin where the kids can’t reach it, keep your valuables in a safe where burglars can’t get them, and keep at least a portion of your assets overseas, preferably in Tax Havens with an agreeable climate.  Your Government is not your friend.

We know of people who have broken the Law.  Two individuals come to mind, who we know were innocent.  The first was held and convicted on Drugs charges, and his assets were seized under the Proceeds Of Crime Act 2002.  He was released on appeal but, nearly twelve years later, he is still awaiting compensation for his assets.  Apparently he’s supposed to ask for them in court, with no money after the courts confiscated it all, and no entitlement to Legal Aid.  How different things would have been had he saved a portion of the generous assets he had accumulated though his legitimate, profitable business, and stored them beyond the reach of the UK Authorities.  YES you can do this legally, but afterwards is always too late.  The second individual faced similar treatment, but on different charges.

Tax Law is incredibly complex.  Thousands and thousands of pages of new Tax legislation are produced by Governments, almost daily.  Which says to us at Third Millennium Man that the Laws are not there for you to obey.  They are there to trip you up, so your assets can be stolen from you, under the terms of that Proceeds Of Crime Act 2002.  Can they do that?  They certainly can.  Your Government is not your friend.  But they can’t do that, if your assets are beyond their grasp.

Hence, the witch-hunt for those who store assets overseas in Tax Havens.  They want your assets where they can steal them.  Not that there’s anything unethical or immoral about that.

In conclusion.

This news story is going to run and run.  We at Third Millennium Man have nothing to worry about; we wish that we did, because that would suggest that we are all millionaires.  As Tax Havens are only really of benefit to those with several millions in the Bank, we can’t see it being a problem any time soon.  If only it was…

We do however note one thing that the Media at large has missed.  We think it’s been missed on purpose, because it hits right at the very heart of corrupt Governments and the wickedness of the people involved.

Watch and read the News carefully.  You will find much outrage is still to come, when Officials are seen to be embezzling funds from Government departments, companies, and storing the money overseas in Tax Havens, in the mistaken belief that they will never get caught.  What I would like to know is this.  How can someone who is so greedy and corrupt obtain, and is then be allowed to remain in, such a position?

Get rid of the greedy people!  If we really are “all in this together” then we the public need to see for ourselves that this is actually happening.  Stop wasting billions on hunting down overseas millions, and stop the real criminals.

At the start of the economic downturn, the UK Government introduced some hefty ‘austerity measures’ designed to bring in more, spend less, and reduce the UK national debt.  In the meantime, everything that isn’t nailed to the floor has been sold off and privatised.  However in the last Budget, it was announced that the debt has risen, and even harsher austerity measures are to be introduced.  Quite why NOBODY seems to be asking the Government what have you done with all our money is, quite frankly, a mystery.  Perhaps it has been siphoned off – and is already spread around different Tax havens all over the World.  There’s still a lot more to come out of the ‘Panama Papers, so stay tuned for more revelations.




overseas banking offshore tax havens third millennium man
“Right, I’m just popping to the Bank, love. Back in six weeks….”


There’s a lot here about Tax Havens to discuss!  Use the Comments box to tell us what you think.

Positive criticism only.  And NO SPAM please!


Start up business idea million pounds third millennium man

How to create a brilliant MILLION-POUND business idea in ONE afternoon!

A Million-pound business in ONE AFTERNOON.

We at Third Millennium Man want you our readers to have the best of everything.  To be the best at everything.  To this end, we try to provide you with tools we believe will help you to make that happen.  And boy oh boy, this article ought to put fire in your belly.  We have all dreamed big dreams; of the big car, the big bank account, the bikini-clad girls aboard our yacht in Monaco; and here is something that we believe might just make it work. This article is to show you how you – yes you – can make a start on your very own million-pound business, at your PC, in one single afternoon.

The following is an extract from a Third Millennium Man Training Course that’s currently being pieced together.  At the end, you’ll be invited to register your interest in this course; there’s no obligation, naturally, we’re just trying to get a handle on things and a little bit of feedback from this taster.  We’ll let you know when it’s ready.

You need more than just a great product to succeed in business.  Ideally, you want hordes of wealthy customers, eager to buy your product.  Work out what those wealthy customers want, find a way to give it to them, and you’ve got yourself a million-pound business.  Follow these four steps, and you will have created a great product, found the hordes of wealthy customers, and measured how likely they are to buy from you.

Before anybody asks, this article is NOT going to put a seven-figure sum into your bank account in one evening.  If that’s what you’re thinking, then read the headline again (yes there are ways in which you can put a million in your bank account in one afternoon, but that’s a whole different can o’ worms which we’ll be looking at another time).  This is about coming up with an idea for a million-pound business product that you can sell online, testing to see if the market is there for it, seeing if people can afford it, and checking it will work.  It can all be done from your PC, in one afternoon, mostly for free.  Here are the methods you need, the tools you need, and everything else. It’s about as risk-free as we can make it.   Get these things right, and the money will soon follow.  For convenience, we’ve broken it down into FOUR steps. Steps 1 – 3 shouldn’t take too long. Step 4 is worth taking a little time to get right.

Our legal team have asked us to remind you that this article is information only, and does not constitute ‘business advice’.  If you decide to act on it, then that’s your own choice.  Third Millennium Man is not entitled to a share in your profits, nor are we liable for your losses.  The success or failure of any business venture is down to you.

And if you think this article is good, remember – it’s only a taster of what’s in our Third Millennium Man course.  There’s a heck of a lot more good stuff to come.

So, are you sitting comfortably? Then I’ll begin.

third millennium man notes million pound dollar business idea million-pound business

Step 1: Come up with that good idea for a product.

It all starts with a good idea for a product.  That doesn’t necessarily mean knocking up a gadget with a few hand tools in the back of your garage; it means coming up with something that people will want, and will be prepared to spend their money on.

So sit down and make a list of TEN things that people might buy and will turn you a profit.

Stuck already?  Then try one of these four methods to fire your imagination:

Take a look at what the Top Selling products on Amazon are.

You can find out what the best-selling products in the UK are here; for Amazon worldwide, try here.  Don’t just take the easy option and try to copy or undercut people selling these items (if it’s already ‘all the rage’ then you’ve missed the boat) but try and think outside the box.  Can you come up with something that compliments those products, or enhances them in some way?  iPhone Apps and cases are a great example.  And look at all the complimentary books that surround the Lord of the Rings Trilogy, Harry Potter, the DaVinci Code, the Holy Bible….

Look at the things you do as a part of your daily routine.

Anything you do over and over again has the potential for streamlining and improvement.  You use somebody else’s million-pound business ideas every day, probably without even realising it.  Remember, somebody had to invent the toothbrush, the biro, toilet paper…..

Make a note of things you use but aren’t happy with.

There are so many Apps, gadgets & whatnot that have been created through frustration, there just isn’t the time or space here to do them justice.  Pretty much anything can be made better, faster, cheaper, bigger, smaller, prettier.  Necessity?  No, desperation is the mother of invention.  Think about what seriously ticks you off, and use that as a launch pad to come up with a million-pound business idea to fix it.

Digital products are usually the best choice.  By ‘digital’ we mean something that can be downloaded or emailed.  It can be music, video, software, an App, a written document, pictures, and so much more.  The advantages are that you don’t need to buy product in advance, store unsold product, worry about postage costs; best of all, you can fulfill demand, should your hot new product sell like hot cakes.  Create your own digital product, or hire someone to do it for you.  We at Third Millennium Man like the idea of creating new Apps for phones.  You can outsource the actual creation of your App, to your design brief, for next to nothing if you know where to look (examples are SEO Clerks and Fiverr though there are loads more to choose from, at varying prices and varying qualities).  You’ll have to pay the Google marketplace and iTunes fees yourself though.

Read THIS book.


Don’t just wait for the good idea to materialise and slap you in the face; read this book, and develop the technique to get great business idea after great business idea.  It’s less than a fiver – yes, I said a fiver – and it could be all that stands between you and your business fortune.

It’s one of our recommended reads here at Third Millennium Man and we’ve even made it easy for you to click the link and get your copy.  Although we’d strongly recommend buying the printed version (for convenience, easy reference, and the ease of make notes in the margin) you can still buy the Kindle version if you’re hell-bent on getting wheels turning this afternoon.  What are you waiting for?  Order it already…



Step 2: Find £1,000,000 worth of potential customers.

So you’ve found what you think could be a great business idea?  Congratulations.  Here is the next stage where we find out if there are enough people out there who might want to buy your product.  We want to make sure that the market we’re hoping to break into isn’t shrinking, and we want to make sure it does OK when we compare it with similar markets.

The best tools you can use for this are Google Trends and Google Insights, which are both completely free of charge (note: you’ll need to sign up to use Google Insights).  Their purpose is to help you evaluate the growth potential of your target market.

Some advocate using Facebook ads but bear in mind that any campaign is going to cost you money to run.  It has its uses, but that will come much later on in Stage 4.

An example.

Those Google tools look a bit daunting, don’t they?  So let’s look at an example of how to use them.

My daughter is absolutely mad about Pugs.

pug dog third millennium man million-pound business idea illustration
Yeah, this kind of Pug.
They don’t really do much for me to be honest, but she would absolutely love it if I were to create a business that sold an item online that would be of interest to Pug owners.

The following is how I would use Google Trends and Google Insights to see if there are enough Pug-loving customers around who might like to buy my product online.

Search Google Trends for the term “Pug” and other similar words such as “poodle” and “dogs” as a direct comparison. You can see the results here.

We can see that the word “pug” has a decent search volume (though less than the generic “dogs”), and roughly on a par with “poodle”. By using different timescales, we can observe that online interest, according to Google, has been quite stable over a considerable length of time. We can also see which countries love Pugs the most, meaning we know which countries to target our product at.

Double-check on Google Insights, if you have an account.

Whilst Google Trends can tell you a lot of really useful, detailed information; how many Google searches have been made on a subject, where they originated from, when they were made, side-by-side comparisons with other searches; Google Insights gives a slightly deeper level of detail. It can even identify what people were actually searching for (news, gossip, images, shopping, that sort of thing) so it’s down to you to decide if it’s worth having an account with them for this purpose or not.

Look at the total number of people available on Facebook for dogs, in Google Insights. At 9.24 million Facebook users, it’s looking good. But what about Pugs?

The results are staggering.


Just look at the Facebook Groups: just one picked from the top of the list, Pugs Are Us, has over half a million members, and there are loads more Groups than just this one.

You can also see if there is a larger website that you can climb on board.  Paypal did this with eBay; AirBnb is doing it with Craigslist home listings; AppSumo pays to advertise its wares to over 100 million LinkedIn users.

It could be as simple as listing your product on eBay.  If you can find a comparable site with a large number of potential customers, and you can buy advertising space, you’ll be ready for action in no time.



money business idea million pounds third millennium man

Step 3: Assess your customer’s value.

Once you’ve found your idea and a big pool of potential customers, you’ll need to calculate the value of those customers to you.  For our example above, we’ll need to estimate how much a Pug dog owner (i.e. our customer) is already spending on Pugs.  This will help us determine the likelihood of them actually buying our product, and will also help with pricing.  Here’s how we do that:

  1. Find out how much it costs, on average, to buy a Pug. My daughter absolutely loves Pugs for some reason, so I’m reminded of the base cost every Christmas and birthday, which is around £1,000.
  2. See how much it costs to maintain and feed a Pug each year (i.e. recurring costs). According to the experts, that’s going to be £626-£1,136. That’s an average of £881.
  3. Look up their life expectancy, which in our case is 12 – 15 years. In other words, that’s the number of times a Pug owner will have to pay those recurring costs. The average is 13½ years.

Therefore, a Pug’s average total cost of ownership is:

£1,000 + (13.5 x £881) = £12,823.50

To me, that seems a lot for a hair-dropping turd-machine that ruins your best slippers.  But there you go. I’m just not a dog person.

In any case, these owners are already committing to spend a LOT of money on their dogs (i.e. they are valuable) and probably value the dogs in many other ways too.  After splashing out a grand on buying the mutt, plus an average of £70 each month on keeping it alive and healthy, spending £35 on a jaw-droppingly good product that could help them train their Pug – or save money, or create a better relationship between them, keep them healthier for longer, etc. – doesn’t seem to be that bad a proposition.  Of course, the product doesn’t have to cost £35, but we now have some kind of a direction, and maybe a little wiggle-room on the pricing.

Now we need to utilize the TAM formula (the Total Available Market formula), which will help us see our product’s potential to generate a million pounds in sales.

Here’s the TAM formula for estimating your idea’s potential:

(Number of available customers) x (Value of each customer) = TAM

If TAM is greater than £1,000,000, then you can start your business.

Let’s plug in some basic numbers to see the TAM for our Pug product:

(1,000,000 available customers, from Step 3) x (£35 product) = £35,000,000

Congratulations folks.  We’ve made it.


Before we get too excited, the reality is that you are NEVER going to reach 100% market penetration. But please bear in mind the following:

  1. This is only through Facebook traffic (in other words, we’re only looking at reaching out to facebook users right now).  Once this ball is rolling, there are other cards to play, such as Twitter, Google+, Pinterest, Snapchat
  2. This does not include the 20,000,000+ monthly Google searches for “pugs”.
  3. This is only for one breed of dog.  If you find success with Pugs, you can easily repeat the process many times with other supposedly cute little dog breeds.  Just as long as I don’t have to touch one.
  4. This is only for one product.  It’s far easier to sell to an existing customer than it is to acquire new ones, so once we’ve built up a decent customer base, we can make even more products to sell to them.  Experts in this game will already have a second, third, and fourth product waiting in the wings.

The reality of it is that at this stage it looks as if we have found our million-pound business idea.

Gentlemen, it is time to bring in the big guns. Let’s invest a few quid now, and check, once and for all, that our idea IS going to work. Deep breaths now…

Step 4: Validate your idea.

So pinch yourself.  So far, you’ve come up with a really cool business idea.  We’ve checked that there IS a market for it.  We are so close to actually achieving our goal now.

But there’s still one last hurdle to jump.  It’s time to find out whether people are actually going to spend their money on your product.  In other words, we need to prove that your business idea is truly commercially viable.

This step is absolutely crucial.  All your hopes, dreams and ambitions depend upon getting this right.  A lot of your ideas will seem great down on paper, but you’ll never know if they’re going to bring in the money until you actually test your target market’s willingness to pay.

We have to make a few small, calculated gambles.  We need to spend just a little money in order to test and validate your business idea.  In other words, we’re going to do a trail run.  This investment is absolutely essential for saving time and money in the long term, which will ultimately allow you to test as many of your ideas as possible and collate your results in a meaningful way so that you can interpret them and find out what works and what doesn’t.

Before you start panicking from the use of the word ‘gamble’ let me just explain my choice of terminology.  We’ve done a lot of work so far to make sure things are working in our favour.  Spending this money on some tests – maybe a few hundred pounds, certainly less than a grand, depending upon how many tests you run – will go a long way to ensuring larger sums are not wasted by just diving in with both feet.  Think about it; you’re bringing a potential million-pound business idea to market, for the outlay of a few hundred pounds.  There aren’t that many investments that can bring about such returns, or where you don’t actually invest any money at all until you’re this far down the line.

Here are a couple of the methods the professionals use for rapidly validating whether people will buy your product or not:

Advertise your product on eBay.

Obviously, you can’t take anyone’s money.  You’ll have to cancel any auctions you’re running at the last minute, and pay any eBay fees you incur (likely to be pennies).  On the flip side, you can run a range of experiments over time, seeing what Sales Message wording works and what doesn’t.  You’ve already got excellent traffic (thank you eBay) so that side of things is already done for you.  Look at the number of bids you get rather than Watchers.  Watchers aren’t spending any money.  You’ll also get a handle on pricing, and of course see what other people are selling.

Drive traffic to a basic sales page.

This is the method that’s been tried most of all by successful Internet Start-ups.  It seems like a lot of work the first time that you do it, but it’s easily repeatable the more times that you repeat the task.  It gives you cast-iron, dependable results upon which to base your decisions.

All you need to do is set up an attractive sales page using WordPress, create a few well-worded adverts to run on Google and/or Facebook, and then evaluate your conversion rate for ad-clicks and collecting email addresses.

You are not looking for people to buy; you are not actually in a position where you can start taking money from people yet.  You are simply determining interest and gathering data.

Okay, a little more detail.  You can set up a WordPress website in a few minutes, free of charge (though if you’ve been down this road before, you might like to buy a domain and set up a professional-looking, bona fide website).  Upload a template, write your sales pitch, and get it out there.  There’s your sales page.

First, let’s take a look at Facebook advertising. £100 can get you around 100,000 people seeing the advert you’ve just created; expect something like 80 of them to visit your site and possibly leave you their email address.

Google Adwords works in a different way. Once again there isn’t really the space to go into this in any real depth, but here are the basics to using CPC and CRM to make you million-pound business idea work.

  • CPC stands for ‘cost per click’.
  • CPM means ‘cost per impression’.

Let me explain the difference. Let’s say I set up a simple Ad with very generic targeting.

This advert will be designed to target users:

  • Who are USA residents (I’ve already decided on a digital product, so geography isn’t an issue)
  • Aged 18 and over
  • Who are not already connected to my company’s website or my company’s Facebook page.

With CPC a lot of people MIGHT see it, depending on the amount of my bid (the lower the bid, the less likely my Ad will be to feature in Google search results). Google charges me every time somebody clicks on my Ad. Let’s say my bid is £4 per click; my 80 website visitors (who have clicked my Ad) will have cost me £320 (yes you can place a limit on it).

Now let’s look at CPM. If M is the roman numeral for 1000, then the letters stand for ‘Cost Per 1000’ meaning how much you pay for your advert to appear 1000 times. With CPM I bid for 1000 people to see my advert.  At current levels, I’d bid between 24p and 45p per thousand.  So my 100,000 Ad impressions will cost me £24 – £45.  Assuming I’ve taken the trouble to create a decent advert and have a suitable website, a 0.08% conversion rate giving me 80 website visitors isn’t unreasonable.

Of course this is a simple example I’ve created on the spot.  What I actually do is to target specific terms and keywords, with the intention of keeping my Conversion Rate or Click Through Rate (depending upon which one you use) higher, and my cost-per-sale lower.  That way, I’m only paying for quality traffic.  I’d also experiment with different wording on the Ads, bid amounts, and even website colour schemes.  When it’s 100% right, you have a payment method lined up, and your product is absolutely ready to take to market, you can dive in with both feet.

If you’re serious about this, it will be absolutely worth your while to research CPA Marketing. Entire courses, a wealth of YouTube videos, and countless books are easily available for you, allowing you to get a better grasp of how this whole Online Marketing thing works.  Study up – you can earn some serious money through this business method.

million-pound business idea third millennium man

Email 100 people you know who would want to buy your ‘product’, and ask them to send their payment via Paypal.

Yes, I know. It sounds crazy. But all you are doing is seeing what the response will be. If a few of them send payment, great!  You now have validation and can build the product and send it to them (or you can refund your friends’ money and buy them all beers for playing along).  If they don’t bite, figure out why they aren’t interested.

Remember, the goal is to get validation for your million-pound business idea, not to lose your friends or your LinkedIn contacts.

million-pound business idea dollar plan
We know what we’d spend our million-pound business proceeds on.

Your million-pound business idea is now ready for take-off.


Now, one of three things is going to happen.

Either your million-pound business idea is going to bomb.  It doesn’t make any money at all.  In which case, you’ve lost a few hundred quid maybe, some time, but learned a heck of a lot.  Our advice would be to check things back, and see where you went wrong.

Your million-pound business could take off like a rocket.  Well done.  Now you’ve crossed the buying threshold with a huge number of people, line up a range of subsequent, complimentary products they also need.  Get ’em while they’re hot.

The most likely scenario is that your million-pound business works, but isn’t generating a million pounds.  There’s enough orders coming in to keep you interested, but the holiday home salesman is going to have to wait for your order a little bit longer.

If this is the case, DON’T PANIC.  All you have to do is a little fine-tuning.

Go back to basics.  Something isn’t quite there; it could be your Sales Message, it could be your website.  It could be that your price is too high, maybe even too low for folks to take seriously.  Maybe it’s your Facebook Ads that need reworking, or your Google Adwords needs a tweak.  Whatever can be measured, can be managed, so now’s the time to slip into ‘fine-tuning’ mode and run a few more experiments.  Do some A/B testing to find out what works and what doesn’t.  You’ve come this far, so keep going.  You’ll get it eventually.

So now you’ve got your million-pound business under way, and it’s earning you a fortune.  You’ve quit your job.  What do you do next?

Start all over again and have TWO million-pound business ideas running!  Only this time, you know how to do it better…

THANK YOU for reading – we hope you have enjoyed this extract from our Third Millennium Man course.  We’ve got a load more up our sleeves, which compliments everything you’ve learned here, making your million-pound business more efficient, less time-consuming, more profitable, and more fun.  If you’d like to know more, please use the Contact page to register your interest, so we can let you know when the course comes out, what format it will take, that kind of thing.  You’re under NO OBLIGATION to buy it!

Got an opinion on what you’ve read here?  Why not leave a comment in the box below, and share the joy.  Constructive comments only please gents, and no spamming!


Seven profitable businesses you can run from a mobile phone.

Back in the day, when I took my first faltering steps along my own career path, I wanted to be like the big guys.  Well, you do, don’t you?  You see what they have – the big cars, the sleek mobile phones, the sharp suits, the trappings of their success – and you say to yourself “that’s where I want to be”.  And although most of my peer group were more interested in having their very own hot Personal Assistant – the filthy perverts – it was the thought of having a big, lavish office that did it for me.

I wanted that big desk.  That massive leather chair.  That huge window with the distracting view.  That filing cabinet with a bottle of whiskey and a couple of glasses secreted away in one of the drawers.

a mobile cel phone is all you need to run some kinds of business

A mobile business.

But, here we are in the twenty-first century.  I’m a Third Millennium Man now.  Times have moved on.

We’ve got such amazing modern communications nowadays.  Quit whining about your connection speed just for a second and have a reality check.  You can now enjoy a face-to-face chat in real-time with someone, who happens to be on the opposite side of the planet.  You can watch last night’s television while you’re on the train.  While abroad, you can speak a phrase into your mobile phone, and your phone will translate your words aloud into the local language for you.  Back in the day, all this was science fiction.  You can now board an aeroplane, take your pulse or pay for your groceries, with just your mobile phone.

And you can even run a profitable business from your mobile phone too.  I should know – I actually do.  So who needs that big office any more?  Let’s face it, many of us have usually got our phones in our hands throughout the day.  So why not use it to make some money?  We’d all rather be out and about – okay, lazing around at home sometimes – than be at work.  So let’s look at a few ideas of how it’s possible for you to work absolutely anywhere, using your mobile phone or a GSM-equipped tablet.

First though, a few caveats.

  • This article is about running a business fom your device; setting up your business in the first instance may require the use of a, ahem, proper computer.
  • Secondly, this article is just to give you some ideas, some notion of what’s possible.  It does NOT CONSTITUTE BUSINESS ADVICE and you are advised to do some proper research before you waste any of your own money as Third Millennium Man accepts no liability whatsoever for any losses.
  • Thirdly, be prepared if you cannot access your online business from outside of your own country, as some entities (such as eBay) have built-in security to prevent this from happening as a measure against fraud.
  • And last of all, we’re aware that not all businesses can be run from a mobile phone.  For the purposes of this article, a ‘business’ is defined as a legal and legitimate activity that generates an income.  Just read through to the end and then Comment if you’ve got anything you’d like to add.

Without further ado…..

Forex Trading using just a mobile cell phone

Forex Trading.

You know that bit on the evening news where they mention how well the Stock Market did today?  Followed by how well the Pound has done against the Dollar?  If you can work out how well that exchange is going to do tomorrow or over the coming days and you’re prepared to put your money where your mouth is, it’s possible you can make a LOT of money.

‘Forex’ is just a short way of saying ‘Foreign Exchange’, and can include any two currencies (the Pound against the US Dollar, the Pound against the Euro, for a couple of examples).  This one is probably one of the easiest businesses you can run from your mobile phone.  Once you’re aware of what you’re doing (from all the training videos and eBooks you’ve read on the subject, using your mobile phone of course) it’s easy enough to set up an account with a Trading Platform, and that’s pretty much everything you need.

We at Third Millennium Man really like Etoro as an entry-level platform.  It’s free and easy to join (as long as you’re outside the USA).  You can test how good you are with $10,000 of pretend money before you commit any of your own cash.  There’s a Social Media aspect which we really like, so you can pick the brains of more experienced and successful Traders.  And you can even set things up to directly copy the big, money-making guys.  Etoro is our Trading platform of choice here at Third Millennium Man and we wholeheartedly recommend it.

Yes you can do the same with Stocks and Shares from your mobile.  That will require a larger chunk of your day, typically, and five hours into your first day, you’re going to wish you were staring at your laptop instead.

We’ve seen regular guys who only ‘work’ as Forex Traders for one or two hours a day, and make an absolute packet.  £30,000 a day is not exactly unknown.  And while these chaps are speculating with sums that would make your eyes water, it’s possible to deal yourself into the game with as little as £500.  Your first deal might be as little as £10, gradually building up as your confidence grows.

BE WARNED: there are serious risks to this venture.  It is entirely possible that you could lose the lot if you’re not careful.  You are advised to read, watch, and learn as much as you possibly can about Forex Trading before committing any actual money.  And never, ever, ever speculate with any money you can not afford to lose.

While we’re on the subject…

We at Third Millennium Man are so enthused by Forex Trading, that we currently have our very own Forex Instructional Course in development.  There will be more about this course in due course, of course – however we can confidently say that as far as we’re aware, nobody else does a course quite like this.  This course is going to be the most clear, intelligent, and factually accurate course you can get – and with a UK bias instead of an American one.  We’ll keep you posted (you can register your interest through the Contact Us page if you like); it is going to be worth the wait….

 a tablet can be just as useful as a mobile cell phone to run a business without an office

Courier Service.

Ah, life on the open road.  You can keep your office – there’s nothing like tanning your right elbow as you drive along Her Majesty’s highways observing the changing seasons.  Stick on some banging tunes (though the more sophisticated Third Millennium Man might prefer to enjoy some beneficial Talking Books) and you’re all set for a day at work.  So how would you do that from a mobile phone?

Let’s use Dave as an example.  Dave leases a white ‘courier’-sized van from a local dealer for £199 a month.  He pays for his diesel with a cashback credit card.  He works for an Agency three days a week, who give him long-haul jobs, such as taking a parcel from London to Leeds, and pay him so much per mile for the round trip.  His mobile phone is on his dashboard at all times, running a SatNav App.  When the phone rings, his van has built-in hands-free speech using a Bluetooth link.  And when he’s stuck in traffic, he can use the phone to do his emails, banking and playing Angry Birds.

Les is exactly the same, only he uses a tablet.  Les used to work for a defence contractor until he was made redundant; he then spent his redundancy money on a van, and uses the Security Clearance from his former employer to charge extra for transporting sensitive items.  Sometimes he has to carry items to mainland Europe, which necessitates a few overnight stays.   Naturally, Les has plenty of stuff on his tablet to keep him entertained on his travels.  Les doesn’t let on how much he earns just from doing his sensitive, Security-Cleared jobs, but we’d guess it’s in the region of £50,000 – £60,000 per annum: working four days a week, forty weeks a year.

And then there’s Sean, who specialises in transporting medical bits and pieces such as live organs or test samples.  He often picks up jobs at 2am and runs them down to London hospitals, meaning that he’s already on his way out of London when the rest of us are queuing up on the roads, trying to get into it.  When you’re taking your mid-morning coffee break, Sean’s already done for the day and is probably on the golf course.

Using your mobile phone or tablet will save you having to carry around a separate SatNav.  You can power it from the lighter socket, and use it to run a whole host of Apps, including your playlist.  It sounds pretty stress-free, doesn’t it?  Remember this one, the next time your boss is on your back…..


vlogging is a business you can run from a mobile cell phone


Right.  For the older Third Millennium Men among us, this word is short for ‘video blogging’.  Essentially, that’s making videos on a subject, posting them on YouTube, and getting a share of any advertising revenue.  It sounds simple enough, doesn’t it?

There are guys, young upstarts, making videos of themselves larking around with their mates, and earning serious money.  They are having a whale of a time, and earning a heck of a lot more money than you.  How much money does it cost to set up this particular business?  Assuming that you already have your mobile phone – absolutely nothing.

Here’s the downside.  You will not, repeat, NOT, post your first video on Monday and be able to retire on the proceeds by Friday.  It doesn’t work like that.  In fact, you’re unlikely to earn enough to pay your mobile phone contract each month, let alone your rent, for at least a couple of years.  It’s the sort of business you’d be in because you love it, not purely for the money.

What would you make videos of?  Something that you love.  Some guys record their own series of guitar-playing lessons.  One gent we know shows how to pick padlocks.  Another makes videos of basic motorcycle servicing.  Teenagers are making their own videos of hair & skin care advice.  YouTube is the second most-visited website in the entire World, and whatever subject you can think of, there’s likely to be a video of it.

What does it take to make a video?  Just a mobile phone (or tablet) with a camera – which is probably ALL of them nowadays – and the means to hold it steady.  That can be a willing volunteer, or even a tripod.  We at Third Millennium Man are bowled over by this baby which was purchased recently at a High Street store for (gasp) ONE POUND.

A mobile phone tripod can make all the difference to your long-haul flight - Third Millennium Man


And that’s it.  That’s all the hardware you need.  The only other thing you need is an idea; better still, a series of ideas.  Join YouTube.  Start your own channel.  Record a whole load of videos (don’t go recording just one and then moan how you’re not making any money) and do your damnedest to establish a following.  Someone’s commented on your video?  Reply to the comment and get a conversation going.

It doesn’t end with just Advertising income.  Through the magic that is Affiliate Advertising it is possible to make recommendations of products, and get paid if it translates into a sale.  An enterprising individual of our acquaintance has a growing series of poker lesson videos.  For every viewer that clicks on the link given at the end of the video and opens an account at that particular online casino, he gets £85 (we asked him which paid more; the videos, or actually playing poker.  He asked if we had ever bothered to watch any of his videos.)

It’s a slow-burner.  The chances of you retiring abroad solely on the proceeds are indeed slim.  But if you’re looking for a stress-free, zero-cost business idea, or a new cost-free hobby that you can just pick up and do every once in a while, or maybe just a fun way to play with your new mobile phone, then this idea may be for you.


the world of business is only as far away as your mobile cell phone

Professional Gambler.

Can gambling become a business?  Read on and see what you think.

Practically every Bookmaker these days has their own website.  And if they have a website then they probably have an App for your phone (or you can visit the website through your browser).  Join, deposit some stake money, and you’re in.

Can I just take this opportunity to repeat what was said earlier?  That bit about how you should never bet with money you need and can’t afford to lose?  And about how Third Millennium Man is not, and cannot be expected to be, liable for any losses you experience?  If you decide to do this, and if you lose your shirt, then it’s your responsibility.  Every business carries an element of risk.  Third Millennium Man doesn’t assume entitlement to a share of your winnings, so it’s only fair that we aren’t responsible for your losses.

Right.  Now that’s out of the way, let’s establish a way forward.  Forget your football team allegiance.  This is a business, right?  So treat it like one.  Run it as a business.  And that means establishing and writing a Business Plan, and sticking to it.

If you’ve written a Business Plan before, then this bit should be a doddle.  If not, you’re basically writing down the rules of how you’re going to operate.  Think of things like;

  • How much stake money you’re going to deposit in the first instance.
  • What sport(s) you are going to bet money on.
  • The nature of your betting strategy; To Win or Each Way, Spread Betting, Accumulators, conditional bets, backing favourites, that kind of thing.  Are there any conditions where you would not place a bet?
  • Information sources.  Are you gambling on gut instinct?  Or are you privvy to special information?
  • The size of bets.
  • Targets: how much do you expect to earn, over what period?
  • Cashflow: are you going to withdraw your winnings?  How much will you withdraw, and how much will you retain as ‘operational capital’?
  • Exit strategy: how much are you prepared to lose before calling it a day?

As you work down this list, I’m sure you can think of other questions to add to these.  When you’re done, imagine a friend had written this Business Plan and wanted you to read it and give an honest opinion.  If you think it’s a pile of junk and he’s being an idiot, you probably need to head back to the drawing board.  A Bank won’t commit money to a badly thought-out Business Plan, and neither should you.

Get it right, and you could be joining the Professional Gamblers who earn a really good living.  One such Third Millennium Man lives in Spain, and backs the horses.  He checks the runners, riders and the form in his English newspaper over breakfast by the pool, and places his bets for the day through his phone.  That evening he checks the results before he retires, and banks his winnings online.  It sounds idyllic – although an invitation from him over to Spain now and then would be nice….

Be prepared for emotional highs and lows if you choose this path.  It isn’t for everyone.


using your mobile cell phone to run a business without an office


Have you ever wondered how News crews always seem to be in the right place at the right time for an outside broadcast?  Sometimes that crew is just the reporter himself.  With his mobile phone at the end of a Selfie Stick (or a tripod as we’ve already mentioned) all the Reporter needs is a decent backdrop behind him, and he’s all set.  A BAFTA could be on it’s way.

Okay, so it’s not exactly an easy business to get into.  But that’s how they do it.  Why not take this idea… with it and change it a little…..and see what you can come up with?  Stand on the shoulders of giants, and you can see a lot further.


Can I just remind you of our initial remit, right at the start of this article?  We’re talking about businesses you can RUN from a mobile phone.  If you’re a Webmaster, you’ll already know that the design and setting up of a website has to be done from a computer or laptop.  So what can be done from a mobile phone?

Assuming that your website is running WordPress (and something like one quarter of the entire Internet is running WordPress) then you can make tweaks through the WordPress App.  It’s possible to make adjustments to your PlugIns, pages, and all the other bits and pieces you can access through the Dashboard.

If your website derives its income through Advertising (Google Adsense for example, or Affiliate Advertising) then tweaks can be made to maximise eficiency.  You can see how effective your website’s exposure has been, through a Google Analytics App or something similar.  You can even write new Posts on your mobile phone or tablet in a wordprocessing App if you have one.  When you’ve spellchecked it, you can email it to your website, and the new Post will automatically be added.  That’s got to be a boon for Travel Blogs, hasn’t it?  Which leads us to…

Travel Photographer.


working as a professional photographer with only a mobile phone
When you’ve got a high-end mobile phone with the right Apps, who needs a DSLR?


A late friend of ours had what might be the World’s best job.  He wrote Lonely Planet guides.  The man in charge would get in touch and say (for example) that the Lonely Guide to Athens needs updating; he would then jump on a plane and head out there for a few weeks.  Every restaurant, every hotel, every theme park or museum counts as a legitimate business expense.  He would write it all up on his MacBook, and add his own photographs (and get what they would pay a Photographer, on top of his own fee).  In the end he got fed up lumping so much gear around, and did it all on his mobile phone.

We are aware of many photographers who use just their phones.  With many high-end phones how boasting 18 megaPixel cameras and breathtaking photo-editing Apps, who can blame them?  The paparazzi how seem to use mobile phones as much as DSLR cameras with foot-long zoom lenses.  Ask any professional photographer; it isn’t so much about the gear you use to take your photographs, it’s how you take them.  Technique is all.  Take a look through the photographs in tomorrow’s newspaper – a great many of them will have been taken with just a mobile phone.

Again, it’s a bit of a hard business to get into.  It’s not just about taking the picture, it’s about being able to find a buyer for it and getting the right price.  And that’s going to be the topic of a future Post the Third Millennium Man….


no business is working effectively without a mobile cell phone

Which mobile phone?

By now, you’re probably wondering if your mobile phone is good enough to run a business from?  It’s okay for Facebook, Snapchat and a few games, but would you really entrust your livelihood to it?  Is there a better phone from which you could run a business?

May I take this opportunity to recommend the current Third Millennium Man favourite, the Cubot H1

  • It has a facility for a dual-SIM should you need to take it abroad.
  • You can remove the battery.  Which means that you can buy spares and take them on your journey with you, should recharging opportunities be an issue.
  • The camera is absolutely amazing.  Plus there’s no shortage of Apps to enhance your photos still further.
  • There’s a whole load of SatNav Apps available, free of charge, to cover Europe and the UK.
  • It has a 5.5″ screen.  That’s not only useful for when you Skype the folks back home, but also for reading eBooks and .PDFs with the Kindle App, or watching all the movies and cartoons you’ve stored on your 32GB memory card (ever been stuck in a hotel room with just Indonesian television for company?) or maybe watch some training videos (we like the ones from
  • It’s got all the processing power and all the memory you’ll ever need, even without the memory card.  It is, when it comes down to it, an absolutely fantastic phone.
  • It’s cheap.  We’ve worked it out to be around one-sixth to one-tenth of the price of that new iPhone you’ve been drooling over.  And it’s just a shiny.





Ah, isn’t technology marvellous?  And we’ve barely scratched the surface of what’s possible.  There are some businesses that we haven’t had space or the time to mention.  Apologies if we’ve left anyone out.  Stay posted for Part 2!

We hope you’ve enjoyed this article – you’ll look at your mobile phone in a different light from now on.  Maybe you can justify that upgrade after all…..


Do YOU earn your living with your mobile phone or tablet?  Why not drop us a Comment and tell us all about it?  Constructive criticism is always welcome, while SPAM is not.